am having some problems opening an account at the bank.
ive been trying to open a new bank account for myself but am having difficulties doing this due to my credit rating being crap as a few years ago i was a very lazy student.
i dont want an account to borrow money or anything like that.
i dont want to have credit cards or overdfats i just want a normal account with a standard debit card like visa so i can purchase things on the net and pay for things chip and pin.
does anyone have any advice or information on this and how to get around it?